WE’RE LOCAL, WE’RE ALL ABOUT YOU
At a time when Giant Bank A is gobbling up Smaller Banks B and C, it’s nice to know that Public Employees Credit Union is locally-owned and focused on you. We’re a non-profit organization that doesn’t answer to Wall Street. We answer to you!
WE’RE MEMBER-OWNED
You’re not kidding when you tell friends you own a credit union. You take ownership of PECU when you become a member. As a member/owner, you have a voice in everything that happens at PECU. We’re run by a member-elected Board.
WE OFFER YOU MORE FREE SERVICES
We don’t charge you for many products and services that banks see as revenue centers. For example, we have free checking, free online bill pay, free e-statements, free e-alerts and free no-annual-fee MasterCards. We offer you more than 300 totally free ATMs.
WE HAVE GREAT SAVINGS RATES & LOAN RATES
We focus on providing you very competitive savings rates and very competitive loan rates that are typically among the best rates in the industry. From time-to-time, however, banks may make you special offers that appear to be better than our offerings. Read the fine print. Many of these are introductory offers that fade into undesired terms.
WE MAKE SURE YOUR MONEY IS DOUBLY INSURED
Each savings account you have at PECU is insured to at least $250,000 as backed by the full faith and credit of the U.S. government through the NCUA (National Credit Union Administration). What’s more, PECU provides an additional $250,000 of deposit insurance at no cost to its members. That means each PECU deposit account is insured to at least $500,000.