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Loan Rates

Rates Effective: 01/01/2025

New and Used Autos

Year Max Term As Low As
2025-2024 Up to 36 Months 5.19 APR*
Up to 48 Months 5.49 APR*
Up to 60 Months 5.59 APR*
Up to 66 Months 5.69 APR*
Up to 72 Months 5.99 APR*
Up to 78 Months 6.49 APR*
Up to 84 Months 6.69 APR*
2023
Up to 66 Months 5.99 APR*
Up to 72 Months 6.29 APR*
Up to 75 Months 6.49 APR*
2022-2021 Up to 66 Months 6.19 APR*
Up to 72 Months 6.49 APR*
2020 Up to 60 Months 6.59 APR*
Up to 66 Months 6.59 APR*
2019-2018 Up to 54 Months 6.59 APR*
Up to 60 Months 6.59 APR*
2017-2016 Up to 54 Months 6.79 APR*
Up to 60 Months 6.79 APR*

Signature Loans

Term As Low As
24 months 9.49% APR*
36 months 9.99% APR*
48 months 10.24% APR*
60 months 10.49% APR*

Ready Credit Loan

Maximum Amount Annual Percentage Rate (APR)
$500.00 to $5000.00 11.50% APR*

Share Secured Loan and Share Certificate Secured Loan

Loan Type Annual Percentage Rate (APR)
Share Secured Loan 4.75% APR*
Share Certificate Secured Loan 2.50% greater than Share Certificate Rate

Credit Cards

Card Type Annual Percentage Rate (APR) Annual Fee
Platinum MasterCard 7.99% APR* $0
Gold MasterCard 9.99% APR* $0
Regular MasterCard 11.50% APR* $0
Share Secured MasterCard 12.00% APR* $0

Recreational Vehicles

Maximum Term As Low As
Up to 48 months 7.19 APR*
Up to 60 months 7.79 APR*
Up to 84 months 8.39 APR*
Up to 120 months 8.99 APR*
Up to 180 months 9.99 APR*

Mortgage Loans

Click Here for Mortgage Rates

Home Equity Loans

Equal Housing Lender

Maximum Term As Low As
Up to 5 years 5.39 APR*
Up to 10 years 5.79 APR*
Up to 15 years 6.19 APR*
Up to 20 years 6.39 APR*

Motorcycle and Scooter Loans

Year Max Term As Low As
2024-2023 Up to 66 months 6.89% APR*
Up to 72 months 7.49% APR*
2022-2021 Up to 66 months 8.09% APR*
Up to 72 months 8.69% APR*
2020-2019 Up to 48 months 9.29% APR*
Up to 63 months 9.29% APR*
2018-2017 Up to 48 months 9.29% APR*

*APR = Annual Percentage Rate

Note: All loans are subject to loan approval. All Loan rates are based on our creditworthiness and loan parameters. Your actual interest rate, terms and payment amount will be determined when your loan is processed. All rates are subject to change without notice. Some restrictions may apply.

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